PERKESO CONTRIBUTORS HAVE ACCESS TO ETIQA'S NEW FAMILY TAKAFUL PLAN, E-TAKAFUL HAYAT THROUGH THE SEHATI APP

● Via Social Security Organisation (PERKESO)’s SEHATi app, PERKESO contributors can easily book health screening appointments and receive a SEHATi health score to help with better health management.

● Users with an above average SEHATi health score will also enjoy affordable rates on exclusive insurance and takaful protection plans, made possible by a collaboration with AQM Technologies, SEHATi’s Insurtech partner.

KUALA LUMPUR, Sept 23 (Bernama) -- Etiqa Family Takaful Berhad introduced its latest takaful offering, e-Takaful Hayat, which has been accessible via the PERKESO’s SEHATi app since 17th August 2024.This offering will be accessible to the 9 million PERKESO’s contributors, who will have early access to the plan. The initiative showcases an innovative digital partnership between Bumi Healthtech (the tech solution provider for SEHATi), AQM Technologies (a Malaysia-based insurtech partner), PERKESO, and Etiqa Family Takaful Berhad, aimed at expanding takaful coverage through digital channels.

According to Zafri Ab Halim, CEO of Etiqa Family Takaful Berhad said “At Etiqa, we are honoured to offer the e-Takaful Hayat plan to PERKESO’s members. By providing essential takaful coverage to millions of PERKESO contributors, we are delivering peace of mind and financial security to Malaysians, hence fulfilling our corporate vision which is to ‘Make the World a Better Place’. Takaful coverage is vital in ensuring that families are protected during difficult times, and by offering this exclusive plan, we are adding significant value to the welfare of PERKESO contributors while rewarding their positive health behaviours.”

Revolutionise Health Management with SEHATi 

The SEHATi app is now accessible to all PERKESO contributors where they can access free health screenings and purchase premium health screenings easily. The app allows contributors to choose their preferred time slot and nearest clinic from over 3,500 panel clinics nationwide. The app is also renowned for the ability to assign a SEHATi health score to each contributor who has completed his/her screening.

The proprietary development of a health score algorithm using only blood test results and anthropometric measurements, aims to assist with better health management. The health score ranges from 0 to 100, with 100 referring to the lowest possible risk of developing a chronic disease in the future. Using individual’s health screening results, the assigned health score provides an actionable and objective assessment of health status, and helps users make informed decision-making and proactive health management.

Incentivising Healthy PERKESO Contributors

The introduction of e-Takaful Hayat, underwritten by Etiqa Family Takaful Berhad, provides a unique opportunity for PERKESO contributors. Those with above-average health scores can access the takaful protection plan at a 10% reduced contribution rate. This approach rewards PERKESO contributors who maintain good health with more competitive rates, encouraging positive health behaviors. The innovative offering is the result of a collaboration between Bumi Healthtech and AQM Technologies.

About e-Takaful Hayat by Etiqa 

e-Takaful Hayat is an online family takaful plan that offers a lump sum payment to your loved ones in the event of death. PERKESO contributors aged from 17 to 60 are eligible to purchase the family takaful plan with coverage amount options up to RM200,000. The plan offers a payout in the event of death, including a compassionate benefit of RM1,000. In the event of accidental death, the policyholder will receive triple the coverage amount.

To check out Etiqa’s e-Takaful Hayat, download SEHATi app here on App Store or Google Play Store now. Or, read on for more: https://sehati.perkeso.gov.my.

About PERKESO

The Social Security Organisation (PERKESO) of Malaysia was established in 1971 under the Ministry of Human Resources (formerly known as Ministry of Labour) with the aim to administer, enforce and implement the Employees' Social Security Act, 1969. Read more about PERKESO here.

About SEHATi & Bumi Healthtech

SEHATi is the brainchild between PERKESO & Bumi Healthtech Sdn Bhd, the technology partner who is trailblazing in the healthtech industry by enabling users to easily secure health screening appointments and access health data.

About Etiqa

Etiqa is a true multi-channel distributor of Insurance and Takaful products via its 10,000 agency force, 46 branches and 17 offices, over 490 bancassurance network (via Maybank branches, third-party banks, as well as co-operatives and brokers) through its presence in Malaysia, Singapore, the Philippine, Indonesia and Cambodia.

In striving to make the world a better place, Etiqa’s Sustainability journey focuses on internal initiatives that reduce its carbon footprint and increases its social impact, as well as external solutions that allow its clients to do the same.

About AQM Technologies

AQM Technologies is an Insurtech startup founded based on the belief that health, wellness and life insurance are for all. In order to inspire true protection, the startup centers its innovative journey by rewarding health and transforming its users’ experience with insurance.

SOURCE :  AQM Technologies, PERKESO and Etiqa Family Takaful Berhad